EQUIPMENT LEASING and FINANCING

First Financial Funding specializes in equipment leasing and equipment financing. Equipment leasing offers a quick and effective solution to start, add or expand your business with the equipment you need now. Equipment leasing normally doesn’t entail the banking formalities of business plans, extensive financials, and the collateralization of hard earned personal assets. Often the financing requires only 1 or 2 payments upfront, sometimes even $20, not the 20-30% that loans require. Simply, choose the term that best suits your cash flow; let the equipment pay for itself over that term and you own it at the completion of the term with the buy-out option you’ve selected.

A company should use its working capital for general operational expenses such as payroll, advertising and as back up reserve in slow periods or for slow payers. Equipment leasing should be used for all capital acquisitions as it allows the business to match revenue with expenses so that the equipment pays for itself throughout the term and hopefully a profitable life beyond that term. Preserving working capital allows the business to increase liquidity, cash flow for growth and profits rather than anchoring it in a depreciating asset waiting for payback. Another great leasing advantage is that “soft costs”; such as installation, shipping, training, software and start-up maintenances can be included in the financing unlike a loan.

With the above in mind we offer flexible lease options like “lease-to-own” financing options where you own the equipment at the end of the term you selected for either $1.00, $100.00 or a 10% depending on which state you’re located. Or an EFA, which has the characteristics of an equipment lease but allows you to buyout early, a truly unique money saving finance vehicle.  Leasing lessens the risk of obsolescence in industries where technological changes occur rapidly as in the computer hardware and software industry, as it allows for add-ons and upgrades.

FLEXIBLE EQUIPMENT LEASES and NO MONEY DOWN PAYMENT OPTIONS

Many businesses need a more flexible repayment schedules due to the seasonality or uniqueness of their business. Some options below may assist in acquiring the equipment your business needs today to lock in future business and profits.

1. $100 down, $100/month for the first 6 months, then normal payments for term selected start

2. 30, 60, 90 deferred payment plans

3. Seasonal Payment plan with only 8 or 9 payments out of 12 months

4. Step up program, reduced payments for the first 12-24 months over 36-60 month term

5. Annual, semi-annual and quarterly payments for those who want 1,2 or 4 payments a year

6. $20 down deposit, customer simply pays $20 security deposit

7. Early Payoff Option (not available on all transactions)

MEDICAL EQUIPMENT LEASING, TEST EQUIPMENT LEASING, SMALL BUSINESS

EQUIPMENT LEASING, CONSTRUCTION EQUIPMENT LEASING, START-UPS

Email

www.first-financial-funding.com